An independent payments brand for a category banks avoid
Rooted Payments sets up compliant payment processing and point-of-sale systems for hemp, CBD, smoke shop and cannabis-adjacent retailers across the US.
Who is Rooted Payments?
We're an independent payments brand. We're not a bank and we're not a lender.
Our job is placement. We learn how your business actually works, then match it to processing and point-of-sale that will hold up under underwriting.
Most of the people who find us have already been shut off by an aggregator. Stripe, Square and PayPal all ban hemp and CBD outright, so a legal business gets treated like a problem.
Hemp and CBD sellers are usually boardable through the proper high-risk channel. Plenty of owners have never been told that.
Plant-touching cannabis is a different question, and we answer it plainly on cannabis payment processing.
What can you expect from Rooted Payments?
This category is full of vendors selling workarounds that get merchants shut down. Here's where we draw the line.
No workarounds.
Miscoded accounts and disguised transactions get frozen, and the merchant absorbs the loss. We won't set one up for you.
No cashless ATMs.
We don't sell them and we don't call them card acceptance. Read why the card networks are acting on them.
No approval promises.
Underwriting is the bank's decision, never ours. Anyone guaranteeing approval in this category is guessing or lying.
Costs in writing first.
You get the full cost structure on paper before you commit. We explain what actually drives the price.
What happens after you reach out?
You tell us what you sell, where you sell it, and what broke last time.
We tell you which category you fall into and what boarding realistically looks like. If your business isn't boardable, you'll hear that first, not after a week of paperwork.
If it is, we walk you through what underwriters ask for and put the cost structure in writing. The FAQ covers most of what people ask before that call.
Tell us what you sell and where
Tell us what you sell and where you sell it. A Rooted Payments specialist reads it back to you straight, including when the answer is no.