<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Rooted Payments Blog</title><description>Guides on POS systems, card processing fees and store operations for liquor stores, convenience stores, bodegas, grocers and gas stations.</description><link>https://www.rootedpay.com/</link><language>en-us</language><item><title>The Square CBD program, and what to check before relying on it</title><link>https://www.rootedpay.com/blog/square-cbd-program/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/square-cbd-program/</guid><description>Square operates a program for certain hemp-derived CBD sellers. What that means structurally, the questions to ask before building on it, and why a second route matters.</description><pubDate>Sat, 22 Aug 2026 02:00:00 GMT</pubDate><category>cbd</category><category>merchant account</category><category>compliance</category></item><item><title>Shopify payments fees, and where the money actually goes</title><link>https://www.rootedpay.com/blog/shopify-payments-fees/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/shopify-payments-fees/</guid><description>Shopify payments fees are a stack, not one number. Here is what each layer pays for, which parts a hemp or CBD store can change, and which nobody can.</description><pubDate>Sat, 22 Aug 2026 02:00:00 GMT</pubDate><category>cost</category><category>ecommerce</category><category>merchant account</category></item><item><title>Choosing a POS system for a vape shop</title><link>https://www.rootedpay.com/blog/pos-system-for-vape-shop/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/pos-system-for-vape-shop/</guid><description>A vape shop POS has to handle age gates, heavy SKU churn and a catalogue that changes with state rules. The requirements that separate one from general retail software.</description><pubDate>Fri, 21 Aug 2026 19:00:00 GMT</pubDate><category>vape shop</category><category>pos features</category><category>compliance</category></item><item><title>The best dispensary POS system, and how to judge one</title><link>https://www.rootedpay.com/blog/best-dispensary-pos-system/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/best-dispensary-pos-system/</guid><description>Compliance reporting, purchase limits and inventory reconciliation are what separate a dispensary POS from retail software. The six tests that actually matter.</description><pubDate>Fri, 21 Aug 2026 14:00:00 GMT</pubDate><category>dispensary</category><category>pos features</category><category>compliance</category></item><item><title>What is a CBD merchant account?</title><link>https://www.rootedpay.com/blog/what-is-a-cbd-merchant-account/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/what-is-a-cbd-merchant-account/</guid><description>A CBD merchant account is a dedicated account underwritten for hemp-derived products. How it differs from an aggregator, what underwriting asks for, and what terms to expect.</description><pubDate>Fri, 21 Aug 2026 02:00:00 GMT</pubDate><category>cbd</category><category>merchant account</category><category>underwriting</category></item><item><title>Shopify payment gateways for a CBD store</title><link>https://www.rootedpay.com/blog/shopify-payment-gateways-for-cbd/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/shopify-payment-gateways-for-cbd/</guid><description>Shopify supports third-party gateways as well as its own. What that means for a hemp or CBD store, what the extra fee is for, and how to choose the route.</description><pubDate>Thu, 20 Aug 2026 19:00:00 GMT</pubDate><category>cbd</category><category>payment gateway</category><category>ecommerce</category></item><item><title>Does PayPal allow CBD?</title><link>https://www.rootedpay.com/blog/does-paypal-allow-cbd/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/does-paypal-allow-cbd/</guid><description>PayPal&apos;s acceptable use policy governs what can be sold through it. How to read it for a hemp or CBD business, what a violation notice means, and what to do next.</description><pubDate>Thu, 20 Aug 2026 14:00:00 GMT</pubDate><category>cbd</category><category>payment gateway</category><category>compliance</category></item><item><title>Cannabis payment processors: the questions that separate real from risky</title><link>https://www.rootedpay.com/blog/cannabis-payment-processors/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/cannabis-payment-processors/</guid><description>Cannabis is federally scheduled, so any card offer for plant touching sales deserves hard questions. The questions to ask, and the schemes to refuse outright.</description><pubDate>Thu, 20 Aug 2026 02:00:00 GMT</pubDate><category>cannabis</category><category>dispensary</category><category>compliance</category></item><item><title>What does CBD mean in payment terms?</title><link>https://www.rootedpay.com/blog/what-does-cbd-mean-in-payment-terms/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/what-does-cbd-mean-in-payment-terms/</guid><description>CBD means two completely different things in business finance and in retail. Cash Before Delivery, and cannabidiol. Which one you are reading, and why it matters.</description><pubDate>Wed, 19 Aug 2026 19:00:00 GMT</pubDate><category>cbd</category><category>payment gateway</category><category>explainer</category></item><item><title>Which payment processor is best for CBD merchants?</title><link>https://www.rootedpay.com/blog/which-payment-processor-is-best-for-cbd-merchants/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/which-payment-processor-is-best-for-cbd-merchants/</guid><description>There is no single best CBD payment processor. The criteria that transfer between providers, the tells of a bad one, and how to run a comparison in days not months.</description><pubDate>Wed, 19 Aug 2026 14:00:00 GMT</pubDate><category>cbd</category><category>merchant account</category><category>comparison</category></item><item><title>There is no free POS system with no processing fee. Here is where the money goes</title><link>https://www.rootedpay.com/blog/free-pos-system-with-no-processing-fee/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/free-pos-system-with-no-processing-fee/</guid><description>A free POS system with no processing fee does not exist. Card acceptance always costs something. Here is who gets paid, and what the free hardware really buys.</description><pubDate>Wed, 19 Aug 2026 02:00:00 GMT</pubDate><category>pos features</category><category>pricing</category><category>dispensary</category></item><item><title>How to get a merchant account to accept credit cards</title><link>https://www.rootedpay.com/blog/how-to-get-a-merchant-account-to-accept-credit-cards/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/how-to-get-a-merchant-account-to-accept-credit-cards/</guid><description>The path to card acceptance forks early, and what you sell decides which branch you are on. Three businesses, the same steps, three very different endings.</description><pubDate>Tue, 18 Aug 2026 19:00:00 GMT</pubDate><category>merchant account</category><category>underwriting</category><category>getting started</category></item><item><title>A PayPal user agreement violation is a contract decision, not a verdict</title><link>https://www.rootedpay.com/blog/paypal-user-agreement-violation/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/paypal-user-agreement-violation/</guid><description>A PayPal user agreement violation is a contract enforcement decision, not a legal finding. What the words mean, what usually follows, and how to respond well.</description><pubDate>Tue, 18 Aug 2026 14:00:00 GMT</pubDate><category>paypal</category><category>compliance</category><category>account closure</category></item><item><title>The Shopify 3rd party payment gateway fee, in plain terms</title><link>https://www.rootedpay.com/blog/shopify-3rd-party-payment-gateway-fee/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/shopify-3rd-party-payment-gateway-fee/</guid><description>What the Shopify 3rd party payment gateway fee is, when it applies, where to find the current amount, and how a hemp or CBD store should budget for it.</description><pubDate>Tue, 18 Aug 2026 02:00:00 GMT</pubDate><category>cost</category><category>payment gateway</category><category>ecommerce</category></item><item><title>Every Shopify payment gateway list goes stale. Build your own</title><link>https://www.rootedpay.com/blog/shopify-payment-gateway-list/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/shopify-payment-gateway-list/</guid><description>Published gateway lists show integrations, not underwriting appetite. A worksheet for building a shortlist a hemp or CBD store can actually rely on.</description><pubDate>Mon, 17 Aug 2026 19:00:00 GMT</pubDate><category>payment gateway</category><category>cbd</category><category>ecommerce</category></item><item><title>Shopify payment providers USA: how to read the list</title><link>https://www.rootedpay.com/blog/shopify-payment-providers-usa/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/shopify-payment-providers-usa/</guid><description>A directory of Shopify payment providers in the USA tells you who integrates, not who will approve a hemp store. Here is how to sort the list properly.</description><pubDate>Mon, 17 Aug 2026 14:00:00 GMT</pubDate><category>cbd</category><category>payment gateway</category><category>compliance</category></item><item><title>Looking for a Shopify Payments alternative? Start with why</title><link>https://www.rootedpay.com/blog/shopify-payments-alternative/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/shopify-payments-alternative/</guid><description>A Shopify Payments alternative is standard for restricted categories. The two reasons sellers look for one, and why each leads to a different decision.</description><pubDate>Mon, 17 Aug 2026 02:00:00 GMT</pubDate><category>cbd</category><category>merchant account</category><category>ecommerce</category></item><item><title>Shopify Payments PayPal: what each toggle actually is</title><link>https://www.rootedpay.com/blog/shopify-payments-paypal/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/shopify-payments-paypal/</guid><description>A Shopify Payments PayPal setup is two separate relationships, not one. What each toggle is, who governs it, and what that means for a hemp or CBD store.</description><pubDate>Sun, 16 Aug 2026 19:00:00 GMT</pubDate><category>shopify</category><category>paypal</category><category>payment gateway</category></item><item><title>What does Metrc stand for? And what it means at your counter</title><link>https://www.rootedpay.com/blog/what-does-metrc-stand-for/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/what-does-metrc-stand-for/</guid><description>Metrc stands for Marijuana Enforcement Tracking Reporting and Compliance. What the system does, the vocabulary you need, and why it shapes your POS choice.</description><pubDate>Sun, 16 Aug 2026 14:00:00 GMT</pubDate><category>metrc</category><category>dispensary</category><category>compliance</category></item><item><title>What are merchant services? The plain version</title><link>https://www.rootedpay.com/blog/what-are-merchant-services/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/what-are-merchant-services/</guid><description>Merchant services is the umbrella term for the account, the gateway, the processing and the underwriting behind every card sale. Here is what each part does.</description><pubDate>Tue, 04 Aug 2026 02:00:00 GMT</pubDate><category>merchant services</category><category>payments basics</category><category>underwriting</category></item><item><title>Every list of merchant service providers has the same flaw</title><link>https://www.rootedpay.com/blog/list-of-merchant-service-providers/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/list-of-merchant-service-providers/</guid><description>Provider lists go stale the week they are published. Sort by provider type instead, then vet each one against its own published policy. Here is the method.</description><pubDate>Mon, 03 Aug 2026 02:00:00 GMT</pubDate><category>merchant services</category><category>providers</category><category>due diligence</category></item><item><title>How to obtain a merchant account? Build the file first</title><link>https://www.rootedpay.com/blog/how-to-obtain-a-merchant-account/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/how-to-obtain-a-merchant-account/</guid><description>Acquirers approve files, not pitches. The documents to gather, the order to do it in, and the two things that stall an otherwise clean hemp or CBD application.</description><pubDate>Sun, 02 Aug 2026 19:00:00 GMT</pubDate><category>merchant account</category><category>underwriting</category><category>application</category></item><item><title>Merchant services credit card processing, traced through one sale</title><link>https://www.rootedpay.com/blog/merchant-services-credit-card-processing/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/merchant-services-credit-card-processing/</guid><description>Follow a single card sale from tap to deposit: who authorises it, who sets the cost, who carries the dispute risk, and where a restricted category changes the path.</description><pubDate>Sun, 02 Aug 2026 14:00:00 GMT</pubDate><category>credit card processing</category><category>merchant services</category><category>payments basics</category></item><item><title>Is PayPal a merchant account? The technical answer</title><link>https://www.rootedpay.com/blog/is-paypal-a-merchant-account/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/is-paypal-a-merchant-account/</guid><description>Not in the strict sense. PayPal boards you as a sub-merchant under its own account, and for a hemp or CBD seller that structural difference decides everything.</description><pubDate>Sun, 02 Aug 2026 02:00:00 GMT</pubDate><category>merchant account</category><category>aggregators</category><category>cbd</category></item><item><title>Merchant account app: two different things, two answers</title><link>https://www.rootedpay.com/blog/merchant-account-app/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/merchant-account-app/</guid><description>Searching for a merchant account app usually means one of two things: the application paperwork, or software that takes payments. Both answers, kept separate.</description><pubDate>Sat, 01 Aug 2026 19:00:00 GMT</pubDate><category>merchant account</category><category>mobile payments</category><category>application</category></item><item><title>Open merchant account online: what the form is really asking</title><link>https://www.rootedpay.com/blog/open-merchant-account-online/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/open-merchant-account-online/</guid><description>The online application is short, but every field feeds an underwriting decision. A field by field read of what is being assessed and how to answer it well.</description><pubDate>Sat, 01 Aug 2026 14:00:00 GMT</pubDate><category>merchant account</category><category>application</category><category>underwriting</category></item><item><title>How much does it cost to get a merchant account? The opening bill</title><link>https://www.rootedpay.com/blog/how-much-does-it-cost-to-get-a-merchant-account/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/how-much-does-it-cost-to-get-a-merchant-account/</guid><description>Opening an account costs less in application fees than owners expect. The reserve, the hardware and the document work are where the real money sits.</description><pubDate>Sat, 01 Aug 2026 02:00:00 GMT</pubDate><category>merchant account</category><category>setup</category><category>underwriting</category></item><item><title>How much does a merchant account cost? Every line to look for</title><link>https://www.rootedpay.com/blog/how-much-does-a-merchant-account-cost/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/how-much-does-a-merchant-account-cost/</guid><description>The cost of a merchant account turns on your volume, average ticket, card mix and category. Here is every line item worth checking before you sign.</description><pubDate>Fri, 31 Jul 2026 19:00:00 GMT</pubDate><category>merchant account</category><category>fees</category><category>pricing</category></item><item><title>How hard is it to get a merchant account? Honestly assessed</title><link>https://www.rootedpay.com/blog/how-hard-is-it-to-get-a-merchant-account/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/how-hard-is-it-to-get-a-merchant-account/</guid><description>Harder than a retail signup, easier than the horror stories, and most of the difficulty sits in things you control. What is genuinely hard, ranked.</description><pubDate>Fri, 31 Jul 2026 14:00:00 GMT</pubDate><category>merchant account</category><category>underwriting</category><category>cbd</category></item><item><title>Who has the cheapest merchant fees? A straight answer</title><link>https://www.rootedpay.com/blog/who-has-the-cheapest-merchant-fees/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/who-has-the-cheapest-merchant-fees/</guid><description>No provider is cheapest for every business. Here is how to normalise competing quotes, and what a low headline rate can cost a hemp or CBD seller.</description><pubDate>Thu, 30 Jul 2026 19:00:00 GMT</pubDate><category>fees</category><category>pricing</category><category>comparison</category></item><item><title>What is a merchant account used for? Four jobs, one account</title><link>https://www.rootedpay.com/blog/what-is-a-merchant-account-used-for/</link><guid isPermaLink="true">https://www.rootedpay.com/blog/what-is-a-merchant-account-used-for/</guid><description>A merchant account receives card funds, carries your merchant ID, records the category you disclosed, and holds the bank decision that keeps you processing.</description><pubDate>Thu, 30 Jul 2026 14:00:00 GMT</pubDate><category>merchant account</category><category>payments basics</category><category>store operations</category></item></channel></rss>